Who can apply for the NBX credit card?
The credit card is only available for NBX customers from Nordic countries (Norway, Sweden, Finland and Denmark)
The NBX credit card is only available to individuals for personal use. If you have a corporate account with NBX, you must apply for a credit card using your personal account.
How to apply for the card?
Log in to your NBX account and click the "Card" option in the menu.
Follow the instructions to complete the credit card application form, including providing any necessary personal and financial information.
Submit the completed application form and any required supporting documents.
What information do I need to provide in the application?
You will need to provide your personal and financial information in the credit card application form. This include your name, address, income, employment information, and other details.
Will my credit history be checked as part of the application process?
The credit card issuer, Nordiska will conduct a credit check as part of the application process. The credit check will help Nordiska determine your financial suitability for the credit card.
How long does the application process take?
The application process typically takes 1-2 hours to complete. Your virtual card should be ready immediately after your application is approved.
What happens if my application is approved?
If your application is approved, you will receive a digital credit card immediately, followed by a physical credit card later. You will receive instructions on how to activate the physical credit card.
Why was my application for the NBX credit card declined?
There are several reasons why an application for a credit card may be declined.
Some common reasons include:
Insufficient credit history: If you do not have a long enough credit history or do not have enough credit accounts, the credit card issuer may not have enough information to determine your creditworthiness.
Poor credit score: If you have a low credit score due to past financial problems, such as late payments or high balances on existing credit accounts, the credit card issuer may be hesitant to approve your application.
Insufficient income: If your income is not sufficient to support the credit limit you are requesting, the credit card issuer may decline your application.
High debt-to-income ratio: If you have a high amount of debt relative to your income, the credit card issuer may view you as a high-risk borrower and decline your application.
Fraud or identity theft: If the credit card issuer suspects that your application is fraudulent or that your identity has been stolen, it may decline your application.